More features.

Receipts and files, sorted Ask Chipp, and it gets done Settle up, wherever you are Bring the whole group along See where your money goes

Receipts and files, sorted.

Receipt library

Every receipt, saved. Scanned receipts stay in a searchable library, ready to split or share.

The receipts library with scanned receipts, their totals and a search bar.

Files

Photos, PDFs and spreadsheets. Attach a file and tell Chipp what to do with it.

The add menu with new expense, scan a receipt, add a file and new group.

Itemized by description

Describe who had what. Say “Sarah had the yellow curry” and Chipp assigns the items for you.

A scanned receipt where a typed description assigns each dish to a person.

Ask Chipp, and it gets done.

Actions

It does the work too. Chipp drafts the expense, creates the group, pulls a trip's charges from your card or lines up reminders. You confirm every step.

Chipp drafting an expense in the chat and waiting for a confirm.

Mentions

Mention anything with @. Tag friends, groups, cards and bank accounts to pull them into your question.

Typing @ in the Ask Chipp bar brings up friends, groups and cards.

Languages

Any language, typed or spoken. Ask out loud or type, in the language you think in.

A question typed to Chipp in Spanish.

Texts from Chipp

Check-ins by text. Chipp checks in on your money by text, at most once a day, so you don't have to ask.

A text thread where Chipp sends one short money check-in a day.

Subscriptions

Subscriptions and savings. Ask what renews this month, what went up in price or how much you saved last month.

Chipp listing the subscriptions that renew this month.

Support

Help, built in. Ask how to do anything in Chipp, or talk to a person.

The help and support screen.

Settle up, wherever you are.

Auto reminders

Reminders that send themselves. When money has been owed for a few days, Chipp sends the nudge so you don't have to.

The nudge screen with reminders lined up for the people who owe.

Cash and other apps

Settled elsewhere. Paid in cash? Swipe to mark it settled and the balance clears.

A balance being marked as settled elsewhere.

Abroad

Local payment apps abroad. UPI, Pix, PayNow, PromptPay, DuitNow, PayID and Interac, converted at the day's rate.

A balance in rupees being settled over UPI.

Bring the whole group along.

Switching over

Move from Splitwise. Bring your groups and balances over from a screenshot or the export file. Tricount and spreadsheets work too.

The Move from Splitwise screen asking for a screenshot or the export file.

Nearby

Friends nearby. Chipp spots friends standing next to you, so adding them takes one tap.

The Nearby now drawer showing three friends who have Chipp open.

Invites

Invite with a link. Not on Chipp yet? They get an invite and a seat saved in the group.

The invite sheet for a group with a link to copy or share.

One feed

Group chat. Expenses, payments and reminders land in one feed, next to the conversation.

A group feed with expenses and payments, with the chat one tab over.

Make it yours

Covers and vibes. Pick a cover for every trip, house and crew, and share the group card.

Choosing a cover for a new group.

For everyone

Chipp+ Circle. One subscription gives Chipp+ to everyone in the groups you own.

The Chipp+ Circle plan.

See where your money goes.

Banks and cards

Every account in one feed. Link US banks and cards through Plaid, then search, filter, rename or hide any transaction.

Transactions from every linked account in one list.

Trips

Trip detection. Chipp notices a trip in your transactions and offers to split it.

Chipp spotting a trip in card transactions and offering to split it.

Explore

Spending explorer. Tap through where the month went, category by category.

Chipp showing the month by category in a chart, then the transactions in one category.

Each month

Monthly look-back. Planned versus actual, and what you saved.

The October look-back with money saved against the goal and bars for needs, wants and savings.

On your terms

Budget check-ins. Daily, weekly or only when you go over. You choose.

Choosing how often Chipp checks in about the budget: weekly, daily or only when over.

Private

App Lock. Face ID or fingerprint before anyone sees your money.

The privacy screen with App Lock turned on.

Download the app

Experience the future of sharing expenses today.